Making women pay microfinance in urban India Smitha Radhakrishnan.Material type: TextPublisher: Durham Duke University Press 2021Description: xiv, 255 p. illustrations (b&w) 23 cmContent type: text Media type: unmediated Carrier type: volumeISBN: 9781478014874Subject(s): Microfinance -- Social aspects -- India | Women in economic development -- Government policy -- India | Discrimination in banking -- India | Income distribution -- India | Women -- India -- Economic conditions -- 21st century | SOCIAL SCIENCE / Sociology / General | HISTORY / Asia / India & South AsiaAdditional physical formats: Online version:: Making women payDDC classification: 332.0954 LOC classification: HG178.33.I4 | R335 2021Other classification: SOC026000 | HIS017000
|Item type||Current library||Collection||Call number||Status||Date due||Barcode|
|Book||French Institute of Pondicherry||IFP Social Science collection||ECONO 1678 (Browse shelf (Opens below))||Available||SS21630|
Includes bibliographical references and index.
The invisible state of gender and credit -- Men and women of the MFI -- Making women creditworthy -- Social work -- Empowerment, declined -- Distortions of distance -- Impact revisited.
"In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the last two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, she argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting"-- Provided by publisher.